You worked your whole life…saved…invested wisely…avoided market risk and are set up to have a financially worry-free retirement.  Then it happens…a momentary lack in judgement on a dark and rainy night.  Driving home from the grocery store you feel a thud followed by a sickening scream.

Someone you never saw was crossing the road in a crosswalk and you hit them causing serious bodily harm.  Regardless of how or why, you are now facing serious liability issues.

There goes a lifetime of great financial planning down the drain…just like that.

Well, it doesn’t have to be that way.  There are ways to protect you, your family and your assets from circumstances like this.  One such way is liability insurance.  The questions then become how much should you get, how much does it cost and where can you go to get it.

Tune in this Wednesday, 1/13/16 at 9:30am (or anytime thereafter via podcast) by clicking here to hear this latest installment of Wicked Insurance Matters Radio Show with Greg Durette, How One Car Accident Can Ruin Your Retirement. 

To help drive these and other points home, I am pleased to welcome Attorney Karl Vrana, the principal of Vrana Law Offices located in Raynham, MA as my guest this week.  He is one of the country’s top personal injury lawyers and will share his experiences in this area.  Experience is something he happens to have quite a bit of.  After graduating from Suffolk University Law School in 1974, J.D. cum laude, he went on to build a preeminent firm in the field of personal injury and medical malpractice law among many other concentrations.  Besides being a member of all local and State bar associations, he has also committed to serve his local community through various elected positions in town government. Professionally, he has helped his clients collect many millions of dollars in settlements for all manner of unfortunate happenstances.

He can be reached at 508-822-7300 or via email at [email protected].

This is an important show if you are interested in protecting the assets we help you build.

2016 promises to be a wild ride...especially for your money!  We have a Presidential election, interest rates creeping up, terrorism messing with oil prices and a whole host of other major (and minor) events looking to make keeping your money safe a daunting challenge.

Thank goodness the Wicked Insurance Matters Radio Show with Greg Durette is here with the next show titled, Money Trends for 2016!  Just click the show title to hear it live, this Wednesday, 1/6/16 at 9:30am Eastern time or, anytime after on this blog page.

This show will discuss these events as well as many of the strategies you can use to secure and grow your money and income regardless of these circumstances.

No, we will not be recommending putting your money in your mattress or burying it in a coffee can (I actually have wild and crazy story about that very thing) but, will be making some creative and well-worn suggestions to get the most out of your money...and hopefully help you sleep better too!

So grab a cup of coffee, sit back and relax.  2016 is here.  The time to be ready is now.

Well, we made it!  2015 is nearly in the books and all the hope and promise of 2016 is ready to burst forth into our lives!

Besides being the year the greatest radio show on earth was launched (you know, Wicked Insurance Matters Radio Show with Greg Durette, of course), it would be safe to say it was an interesting and challenging year for our country and the world, to say the least. 

We saw the "JV" team rise to a global threat while non-politicians stole the thunder from seasoned veterans.  We saw the stagnation of Wall Street and the economy heralded by certain "journalists" and pundits as the great recovery.  Riots, natural disasters, and "lone wolf" attacks seem to be the new normal.

To recap these events and many others, as well as connect the dots on how all these things make a difference in your ability to earn save and retire, tune in this Wednesday, 12/30/15 from 9:30-10:00am EDT and listen to the show titled, 2015…The Year in Review!

I will do my very best to get in as many of the events that shaped our year as time allows.  With any luck, we may even learn a thing or two about what we can do in 2016 to make things even better for ourselves and our families.

I look forward to your ears.

Happy New Year!

Do you want to say Merry Christmas but, feel like people will unfairly judge you?  Do you want to say Happy Hanukkah but think people will judge you even more harshly?!  Do you say Happy Holidays just to make sure you are not offending PC correctness?!!

Well, if any of these are the case, you need to tune in this Wednesday 12/23/15 at 9:30am EDT by clicking this show titled Holidays v. PC Means Saving $ and relax as I explain how TRUE political and religious correctness can release you from the binds foisted upon you by a broadcast media gone insane.  And in the true spirit of my show, you will learn how this can save you money as well...go figure!?

This is going to be one of the most provocative and insightful shows I have ever done.  You will love or hate it.  Either way, I hope it will inspire you to think and enjoy your holiday all the more.

After all, holidays have nothing to do with money and control.  They are just about love and family...right?

Tune in and get some answers...if not the answer.  I look forward to your ears.  Be well.

Oh and, by the way, there will be a very interesting mix of holiday music/sound bites which may or may not be qualified under the current definition of PC.  Enjoy!

Merry Christmas!

Please tune in to the next Wicked Insurance Matters with Greg Durette Radio Show which airs LIVE, this and every Wednesday, 9:30 – 10:00am Eastern time. 

Just click this show title and listen in!: Special Needs Planning Issues and Answers

I, along with my special guest, Juliane Dillon, Outreach Coordinator at the Kennedy-Donovan Center - Cape Cod Community Services, will explore some of the situations, challenges and solutions that are available to families in need as well as some of the key roles professionals in this field can help with that are often not discussed in the normal course of training.  By the way, she can be reached at 508-385-6019 extension 125 or via email at [email protected].

We all know someone in our own family or someone close to us that is affected in some way by these issues.  It is incredibly important this show be heard by as many people as possible to help get this invaluable information to them.  As time allows, we will touch on:

• The challenges faced when a child turns 20 and 22.
• Do I need a special needs trust?
• Why inheritances are a potential time-bomb for benefits?
• Should social service professionals be aware of financial issues?
• Can I get life insurance for my special needs child or adult family member?
• How can I get the help I need from the agencies we use?
• and as many other issues as time will allow...

Again, this is a critically important show for everyone to listen to and share.  What you learn here could literally mean life or death for someone you care about. 

Also, please remember the show is archived on my blog so you can share it with as many people as possible even if you cannot listen live!

Take good notes and, if you find we did not cover your particular question or issue, reach out to me directly at 978-509-2941 or via email at [email protected].

You need to get the facts and get them right.  Start by listening to the show and get professional advice from folks like us at #FutureSecuredFinancial.  That can help you get started on your “Guided Research”. 

FYI, you can find info about this upcoming show or any previous show on my blog at www.FutureSecuredFinancial.com , Twitter @GregDurette, LinkedIn at Gregory Durette and Facebook at Future Secured Financial. 

There are also other videos YouTube at Future Secured Financial with Greg Durette.  You can navigate to all these social media via my website too.

Please, feel free to call in with any questions you may have that you want heard on the air.  The phone number to call in is 845-241-9956.

Please keep in mind, all shows are recorded so, if you miss one, just go to my blog to look it up and listen in.  You can listen to last week’s show right here, Your Questions Answered. 

The following week’s show (12/23/15) will be entitled, Christmas/Hanukkah – A Time to Take Stock and Not Go Broke!  

Thanks and keep those show topic suggestions coming!

The funny thing about topics like Annuities, Life Insurance Disability Insurance and Long Term Care issues is, they become very personal to each person.  Consequently, folks tend to want their very personal questions answered privately so as to keep their business confidential.  It is why most folks will contact me after a show with their questions.

The other funny thing is, oftentimes, these questions are asked by many others...not just one.  So, I decided to air some of the most common questions and my answers in this show in the hope many will benefit and get their "private" questions answered too.

Click here to listen to Your Questions Answered airing live, 12/9/15 at 9:30am Eastern or anytime after via this archive.

I will cover the questions of:

• Can I leave my life insurance to my grandchild?
• How can I protect my estate from my daughter's former spouse?
• Do I need a trust?
• Should I buy Long Term Care insurance or just let the State take care of me?
• My employer gives me disability insurance so why should I spend money on a policy of my own?
• When does a Buy/Sell agreement for my business become an unfunded liability?
• What are the differences between and IRA, Roth IRA, 401k and 403b?
• How can annuities help me with taxes?
• How can I make sure I never outlive my money?
• and many more...

These are an example of the most common questions I see and will answer for you.  Strap yourself in as this will be a fast paced show covering many subjects and scenarios. 

Good thing it is archived on this blog!

Take good notes and, if you find I did not cover your particular question, reach out to me directly at 978-509-2941.

You need to get the facts and get them right.  Start by listening to the show and get professional advice from folks like us at #FutureSecuredFinancial.  That can help you get started on your “Guided Research”. 

FYI, you can find info about this upcoming show or any previous show this blog, Twitter @GregDurette, LinkedIn at Gregory Durette and Facebook at Future Secured Financial. 

There are also other videos YouTube at Future Secured Financial with Greg Durette.  You can navigate to all these social media via my website too.

Please, feel free to call in with any questions you may have that you want heard on the air.  The phone number to call in is 845-241-9956.

Keep in mind, all shows are recorded so, if you miss one, just come to this blog to look it up and listen in.  You can listen to last week’s show right here, Underwriting Challenges and Answers.  Thanks again to Seth Legatowicz for being my guest.

The following week’s show (12/16/15) will focus on Special Needs Planning and Issues.  I am honored to have Juliane Dillon, Family Support Coordinator at the Kennedy Donovan Center, as my guest for this show.  We will explore some of the situation, challenges and solutions that are available to families in need as well as some of the key roles professionals in this field can play that are often not discussed in the normal course of business. 

Sounds like a pretty boring subject, right?!  Well, not if you are one of the millions of people that have avoided getting life insurance because of:

• Diabetes
• Prostate Cancer
• Breast Cancer
• Sleep Apnea
• Family Health Issues
• Blood Pressure
• Overweight
• Marijuana
• and many other lifestyle and health issues!

Please tune in to Underwriting Challenges and Answers this Wednesday, 9:30 – 10:00am Eastern time.  Click the show name to listen live!

This show will dive in and give some real world examples of how to manage the underwriting process so you can get the coverage you need, at an affordable price, regardless of conditions like these.  You and your family need to know this information!

To help with this show, I have asked Seth Legatowicz, one of the country's top experts in the life insurance industry, to once again be my guest.

As a reminder, Seth, based in Dallas, TX, graduated from the University of Texas with a Major in Economics and a Minor in Finance in 1995 and began his professional life as a Financial Advisor with Merrill Lynch in 1996 before specializing in life insurance planning since 1998.

He has helped thousands of clients across the country find the best priced options on their life insurance.  A sub-specialty has been his ability to help clients with "impaired risks" such as the health and lifestyle issues noted above, as well as foreign travel, piloting, scuba diving, mountain climbing, etc. get the insurance they want and need.

Seth can be reached via email at [email protected] or by calling him at 214-272-2769.

You are invited to tune in to the next Wicked Insurance Matters with Greg Durette Radio Show which airs LIVE, this and every Wednesday, 9:30 – 10:00am Eastern time. 

This week’s show is titled, Turkey Table Talk.

What’s that?  Well, hopefully it’s not a long conversation with the big hunk of steaming protein in the middle of your table!

What this show will be about is how to seize upon the opportunity to have some real, meaningful conversations with family members you might only see on holidays such as Thanksgiving.  Sure it is good to have all the “catch up” conversations about who is doing what and where but, what about the stuff that really matters?

·       How are our grandparents/parents managing their money these days?

·       Are they paying their bills okay?

·       Is my aunt a victim of elder financial abuse?

·       Have there been any changes in healthcare?

·       Have they had any problems online?

·       Do they use support services in the community?

·       How are they getting around town?

These are just some of the things you want and need to know but, somehow never get around to asking.  Sometimes, many red flags are missed that could have otherwise been noticed and a bad situation could been prevented from developing or getting out of hand.

So sit back and tune in to learn how to get these important subjects out in the open.  You will be surprised how good everyone will feel about it once you do.

You need to get the facts and get them right.  Start by listening to the show and get professional advice from folks like us at #FutureSecuredFinancial.  That can help you get started on your “Guided Research”. 

FYI, you can find info about this upcoming show or any previous show on my blog at www.FutureSecuredFinancial.com , Twitter @GregDurette, LinkedIn at Gregory Durette and Facebook at Future Secured Financial. 

There are also other videos YouTube at Future Secured Financial with Greg Durette.  You can navigate to all these social media via my website too.

Please, feel free to call in with any questions you may have that you want heard on the air.  The phone number to call in is 845-241-9956.

Keep in mind, all shows are recorded so, if you miss one, just go to my blog to look it up and listen in.  You can listen to last week’s show with my guest, Barbara-Anne Foley, Executive Director of the Harwich Council on Aging right here, Elder Financial Abuse Prevention.

The following week’s show (12/2/15) will have Seth Legatowicz returning as my guest to discuss the thing that is always on your mind when thinking about life insurance.  That is, will my medical condition make it impossible for me to get a great price or not.  The show is called “Underwriting Issues Answered” and will get into a whole host of things like diabetes, prostate cancer, blood pressure issues and much more.

You are invited to tune in to the next Wicked Insurance Matters with Greg Durette Radio Show which airs LIVE, this and every Wednesday, 9:30 – 10:00am Eastern time. 

This week’s show is titled, Elder Financial Abuse Prevention.

Elder Financial Abuse. 

It is a dirty, disgusting term that makes most normal folks cringe at the thought of such a thing.  The sad fact is, it is out there...in your community...maybe in your own family...in so many forms and in so many paces, many consider it an epidemic.  Go figure that.

This week, I am privileged to have Barbara-Anne Foley, Executive Director of the Harwich Council on Aging, as my special guest to help address this subject.  In addition to her many duties in this important role, she has been able to leverage her experience with thousands of seniors and the stories they have told about financial abuse, by working with in partnership with the Harwich Police Department, trying to warn seniors about these frauds and scams.

For those of you who do not know her, Barbara-Anne began her career in mental health and career counseling in Braintree, MA.  She also worked in an adult day care center and a nursing center on Cape Cod before landing her dream job with the Harwich Council on Aging in 1999.  She can be reached there at (508) 730-7550.

She has developed a primary focus on Alzheimer's disease and hoarding, both population of which are growing in leaps and bounds.

In 2006, when her own father lost his 10 year battle to Alzheimer's disease, she and her family started the "Remembery Walk ---Dave Birtwell Memorial", raising over $150,000 to date for Alzheimer's patients and their families.

This show will hopefully help you understand:

• How to recognize #ElderFinancialAbuse
• The different types of financial abuse
• How to uncover it in your own family
• What to do about it once you do discover it

This is an important show.  Please tune in and tell as many people as you can to do so as well.

You need to get the facts and get them right.  Start by listening to the show and get professional advice from folks like us at #FutureSecuredFinancial.  That can help you get started on your “Guided Research”. 

FYI, you can find info about this upcoming show or any previous show on my blog at www.FutureSecuredFinancial.com , Twitter @GregDurette, LinkedIn at Gregory Durette and Facebook at Future Secured Financial. 

There are also other videos YouTube at Future Secured Financial with Greg Durette.  You can navigate to all these social media via my website too.

Please, feel free to call in with any questions you may have that you want heard on the air.  The phone number to call in is 845-241-9956.

Keep in mind, all shows are recorded so, if you miss one, just go to my blog to look it up and listen in.  You can listen to last week’s Veterans Day show right here, The Nightmare Inheritance.

The following week’s show (11/25/15) is called “Turkey Table Talk - The importance of Real Financial Talk with Family on Thanksgiving”.   It will dive into why you need to take the opportunity of holidays to get into real conversations with your family about real financial issues.

Thanks and keep those show topic suggestions coming!

In case you missed today’s show, I invite you to tune in here and listen to the  Wicked Insurance Matters with Greg Durette Radio Show which airs LIVE, this and every Wednesday, 9:30 – 10:00am Eastern time. 

I did a special tribute to the 4 branches of our military in an attempt to honor and acknowledge their incredible sacrifice to make our country great.  Thanks to them, we can have a show like this to solve problems we would not otherwise have the privilege to have. 

The title of the show is, The Nightmare Inheritance!  What the real show title should be is, “How to Prevent Your Dreams of Leaving the Perfect Inheritance from Becoming a Nightmare” .

You can read my blog post here to get more details about the entire show content.  Right now, I just wanted to highlight my appreciation for our veterans and what they have done for us all.  I hope you enjoy the show.