If you have been an adult for more than a millisecond, you know this is true.  You just got over the hump of some major life event and you put life in cruise control…nothing but smooth sailing from here.  Sure thing.  The old saying of there is nothing certain but uncertainty can sometimes be all too real…and sometimes…all too overwhelming.
Things happen.  We all know that.  Certain things simply cannot be prevented.  Many, however, can be prepared for.  This does not mean you need to run around like Chicken Little but rather, take an assessment of where you are and where you may be most vulnerable.  For many, that means financial vulnerability.  This manifests itself out of a myriad of causes.  Unexpected health issues, untimely deaths, job loss, emotional strife, etc. can cause an unsuspecting person to suffer both financially and emotionally.  The ensuing fallout can be devastating.
To talk about these issues and many more, I will be welcoming back to the show, noted author and speaker, Russell Illes.  Russ is the Author of Duct Tape Won’t Fix This and an 8-year cancer hospice volunteer. He is co-founder and leader of a men’s support group that has been together for 26 years.  His experiences and insights into the medical and financial links as they relate to the “Life Happens” theme of the show are part of his own story, which he will share.
In addition we will discuss such topics as:

• The emotional impact and guilt caused by the financial hardship
• The cost of plans derailed by the diagnosis
• The importance of getting emotional support
• Step by step details of how to prepare your financial house
• The critical need to rely on excellent advisors

 
Tune in this Wednesday, 11/30/16 at 9:30am (or anytime thereafter via podcast) by clicking here to hear this latest installment of Wicked Insurance Matters Radio Show with Greg Durette titled, Life Happens…Whether You are Ready for it or Not!.  Please take 30 minutes and listen to the powerful insights Russ will share with us all.
Check out more info on Russell by visiting his website: www.DuctTapeWontFixThis.com  and his Facebook Page at The Magic Hat Project.  His book is also available on Amazon.
Contact: Russell Illes / 617-827-0225 / Email: [email protected]

Yes, it’s that wonderful time of year when two amazing things happen.  One, you get to listen to another annual installment of Turkey Table Talk courtesy of yours truly.  Two, you get the chance to gather your family around and really hit the hard stuff!

Considering how the first one may make you feel, it is understandable why you may hope and pray the hard stuff mentioned is a fresh bottle of Jack Daniels.  But alas, the hard stuff I mean is not some form of anesthesia in a bottle but rather, the hard discussions of life.

Truly, we get so few opportunities to have all the people we care about in one room, it seems a shame to waste the time afforded by the afterglow of a belly full of turkey on watching parades and football.  Wouldn’t it be excellent if that time was spent talking…really talking…about the medical, financial and personal things that will impact everyone at some point?

Have older folks, young kids, financial woes, special needs issues, etc. in your family?  So do most people.  The thing that makes the challenges of all those diverse people and situations better is communication. 

​When is the last time you had the OPPORTUNITY to talk about:

• How are our grandparents/parents managing their money these days?
• Is my aunt a victim of elder financial abuse and what should I ask to find out?
• Have there been any changes in healthcare?
• Have they had any problems online?
• Do they use support services in the community?
• How are they getting around town?
• Have they made changes in their will/trust that could have adverse impacts on others (special needs, education planning, etc)

So many important things.  So few opportunities to talk.

This show will give you some guidance and answers that will hopefully bring a measure of ease and peace to everyone in your family.  Life is short.  It doesn’t have to be so hard.  Take on the hard questions and soften them up for everyone.  The rewards you reap will last for generations.

To hear the show live, just click the headline below this Wednesday, 11/23/16 at 9:30am EDT or anytime thereafter to hear a recorded version.   
 
Wicked Insurance Matters Radio Show with Greg Durette: Happy Thanksgiving – Time to Gather the Family and Hit the Hard Stuff!
 

A life well planned and executed is the thing to which we all aspire. Work hard, accumulate assets and retire in the comfort of knowing everything went according to Hoyle.  For some, that is reality.  For the rest of the world, reality is lurking right around the corner to smack you in the face with a huge, Three Stooges inspired, cream pie.

Even those that have done a good job along the way have only done so considering the facts as they were when the plans were put into place.  As the last election showed the world, the most unexpected things can happen despite your plans to the contrary (59 million Hillary fans are feeling that more than most as of late).

Getting old is hard enough.  How about the fact the Long Term Care Insurance market is about to radically change…and not for the better?  How about the government safety net (Medicaid) is poised to do the same?  How about that sick feeling you may now have in knowing this one piece of your financial puzzle could unravel a lifetime of good planning? 

So what to do?  Listen to this show.  I will discuss the ugly but true facts about what many thought was a stable marketplace for Long Term Care (LTC) security.  I will also talk about:

• Common mistakes in LTC planning and how to avoid them
• Why the private market is set to blow its top
• Ways to legally insulate yourself and your heirs
• Why HYBRID products may be the last hope for protection and tax savings
• Who should NOT consider getting LTC insurance

A few major things have recently caused a massive disrupt in this market and you need to arm yourself with this information if you are to make certain financial survival decisions.  This is not a political issue.  It is our collective American issue.  It is a family survival issue.  Please tune in.

To hear the show live, just click the headline below this Wednesday, 11/16/16 at 9:30am EDT.  You can also listen to an archived version anytime after the live show has aired by clicking this same link. 

Wicked Insurance Matters Radio Show with Greg Durette: Getting Old is About to Become a Whole Lot Harder

Ah, the lottery.  For the mere price of only $1, you can buy the dream of owning your own secluded tropical island…toes in the sand with a gaggle of highly paid servants gleefully waiting on your every whim.  Then, BAM!  Those bloody little ping pong balls slide up the chute with all the wrongs numbers on them!  Just like that, it’s back to work on Monday.  Well, at least you contributed your dollar to someone else’s tropical paradise dream.  Small consolation, indeed.

But, wait! What if you could get the spoils of those lottery winners or lawsuit winners that simply got too far over their heads and wanted out from under the burden of their financial good fortune?  What if you could somehow get their winnings transferred to your pocket instead of theirs?  What if you could earn a GUARANTEED interest rate of 4 – 5.25% or more?!

Welcome to the very real, very legal and very profitable world of secondary market annuities.

Tune in to this show and learn:

• What these things are
• How they work
• How you can get one or as many as you want
• How they can pay such high GUARANTEED interest rates
• Why you need to get one ASAP!

Hopefully, this show will give you some hope and a chance to look forward to the positive after enduring an election cycle like none other in history.  If for nothing else, neither candidate can mess these up for us!

To hear the show live, just click the headline below this Wednesday, 11/9/16 at 9:30am EDT.  You can also listen to the archived version anytime thereafter by clicking this same link. 

Wicked Insurance Matters Radio Show with Greg Durette: Get Lottery Winnings without Buying a Ticket